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Corporate Governance


Building Lasting Value

As a local bank with a strong regional and international footprint, we believe AfrAsia Bank Ltd. has a responsibility to promote sustainable development while pursuing growth.

The four pillars of sustainability:

Marketplace responsibility

Financial capital
Financial capital is the value of money that AfrAsia Bank obtains from providers of capital. It is used to support business activities, distributes profit among its stakeholders and is also reinvested to fund business activities.

AfrAsia Bank creates value by:

  • Contributing to a strong and stable financial sector through our moderate risk profile
  • Long-term financing
  • Developing responsible products
  • Providing investments and financing which create a positive impact


Intellectual capital
Intellectual capital refers to the collective knowledge, research, thought leadership, brand management and intellectual property used to support business activities and lead public discourse on global challenges.

AfrAsia Bank is committed to:

  • Strengthening our advisory capabilities
  • Expanding our digital offering and reshaping our distribution model to respond to changing client needs
  • Collaborating with external parties to extend our innovative capabilities
  • Business ethics


Manufactured capital
Manufactured capital is AfrAsia Bank’s tangible and intangible infrastructure, including IT assets. This infrastructure is used for value creation through business activities. AfrAsia:

  • Creates value for its clients with a stable, secure and robust IT landscape with a high availability of systems and low losses from cybercrime and fraud
  • Is re-engineering and simplifying our IT landscape and accelerating the digitalisation of client processes, enabling us to be more agile and ready for the future
  • Investing in tangible and intangible infrastructure, including IT assets, used for value creation through business activities


Workplace responsibilityHuman capital
Human capital refers to the competences, knowledge and experience of AfrAsia Bank’s employees, and how they use these to meet stakeholder needs. It also refers to the training and development offered to employees.

AfrAsia works to:

  • Attract, develop and retain the best people by defining a strong corporate identity, creating a culture of excellence and helping employees create their best place to work
  • Make progress in the area of diversity, with a particular focus on gender, cultural background and disability


Social responsibility

Social and relationship capital
Social and relationship capital refers to the relationships that AfrAsia Bank creates with its customers, investors, regulators, suppliers and community at large. The bank creates societal value as a responsible corporate citizen.

AfrAsia creates this value in the following ways:

  • By offering an excellent client experience
  • Through efforts to gain public trust
  • By engaging with other stakeholders through dialogue and acting on material issues raised
  • By developing community programmes
  • Through volunteering and charity work
  • By complying with national and international legislation


Environmental responsibility

Natural capital
Natural capital refers to the natural resources that the Bank uses to create value for its stakeholders. It also refers to the climate finance it mobilises to promote natural resource preservation and environmental mitigation.

AfrAsia will:

  • Reduce its environmental footprint by making our operations more sustainable
  • Aim to decrease energy consumption 25% by 2020
  • Embed sustainability considerations into the financing we provide to corporates and the investment services we offer to our clients


UN Sustainable Development Goals

AfrAsia Bank’s sustainability strategy is aligned with the UN’s 2020 Sustainable Development Goals, which set targets to end poverty and protect the environment.

Our sustainability strategy includes our CSR initiatives, but it goes much further, placing sustainability considerations at the heart of how we run our business and engage with our stakeholders, employees and the communities we serve.


  • Teamwork
  • Customer Experience
    Customer Experience
  • Innovation
  • Sustainability