Insurance - AfrAsia Bank Mauritius

Complete Peace of Mind

AfrAsia Titanium Mastercard® holders benefit from an enhanced insurance packaged offered by AfrAsia Bank and its partner Linkham Services.

Purchase protection cover for any stolen/damaged item purchased in Mauritius or abroad
Personal accident cover up to MUR 3M, with operators available 24/7
Up to MUR 7.5M of emergency medical expenses when you are abroad, including travel and visa arrangements
No additional insurance for Visa requirements
Your insurance extends to your immediate family when their air tickets are purchased with the AfrAsia Titanium Mastercard® credit card
Reimbursement of emergency purchases in case of delayed luggage
Extended warranty: An additional year of cover provided on items purchased with the AfrAsia Titanium Mastercard®
Age limit:75 years old

Summary of Benefits - Insurance limits of cover per card

AFRASIA TITANIUM CARD BENEFITS

LIMITS

EXCESS

Travel Accident

Travel Accident, maximum

Loss of Limbs or Loss of Entire Sight of Both Eyes (<75 yrs)

$100,000

NIL

Permanent Total Disablement (<75 yrs)

$100,000

NIL

Death Benefit (Aged 18 to 75)

$100,000

NIL

Loss of One Limb or Loss of Entire Sight of One Eye (<75 yrs)

$40,000

NIL

Travel Inconvenience

Travel Delay (per 6hr period)

After each completed 6 hours $50 – max $400

6 hours

Delayed Baggage, maximum after 6 hours

$350 after 6hrs, Extra $350 after 48hrs

6 hours

Missed Departure

$700

NIL

Missed Connection

$300

4 hours

Missed Event

$500

$20

Airline Seat Bumping

$500

NIL

Lost or Stolen Passport

$1,000

$20

Personal Possession

$2,000

- Single Article Limit

$1,000

$50

- Valuables Limit in Total

$1,000

Trip Cancellation

Cancellation & Curtailment

$2,500

$50

Travel Assistance

Pre Travel Information

Service Only

NIL

Cash Advance

$2,000

NIL

Interpreter

Service Only

NIL

Message Relay

Service Only

NIL

Administrative Assistance

Service Only

NIL

Retrieval and Re-Routing of Luggage

Service Only

NIL

Medical Assistance

Medical Helpline 24/7 service

Service Only

NIL

Hospital Benefits, maximum

$875

24 hours

- per day

$35

Medical Expenses and Repatriation (With card usage)

$150,000

$50

Medical Expenses and Repatriation (Without card usage)

$75,000

$50

Dispatch of Essential Medicine

Cost of Dispatch only

NIL

Emergency Visit

$3,500 maximum (incl. air ticket + $250/day up to $1,250)

$50

Extended Stay (Insured/Companion)

Automatic Extension of cover

NIL

Emergency Dental Pain Relief

$500

$50

Convalescence, maximum

$1,250

$50

- per day

$250

Beneficiary Escort

Economy Return Air Ticket + accommodation up to $250/day max $750 (3 nights)

$50

Funeral Expenses Abroad

$2,000

$50

Legal Assistance and Personal Liability

Overseas Legal Expenses and Assistance

$25,000

$50

Personal Liability

$500,000

$50

Retail Protection

Purchase Protection

- Limit per 365 Day period

$2,000

- Limit per Incident

$1,000

- Single Article Limit

$500

$150

Extended Warranty

- Limit per 365 Day period

$2,500

- Limit per Incident

$500

$50

ATM theft / assault Annual limit

$400

NIL

- Limit per incident

$200

NIL

Lifestyle

Concierge services

Service Only

NIL

CDW

Collision Damage Waiver

$1,600

$50

Golf

Golf Equipment

Delayed Luggage (equipment)

$80 per day for hiring maximum $400

12 Hours

View our Insurance Policy here.