Insurance - AfrAsia Bank Mauritius

A world of peace of mind

The AfrAsia World Mastercard® offers wide-ranging cover to protect you against the unforeseen, both at home and abroad.

The AfrAsia World Mastercard® Card offers you a suite of first-class, round-the-clock features that will keep you protected against the unforeseen, at home and overseas.

Summary of Benefits - Insurance limits of cover per card

DECLARATIONS AND SCHEDULE OF BENEFITS

The Insured:

Mastercard

Period of Insurance:

1 April 2023 to 31 March 2024

Premium adjustment date:

31 March annually

Insurance Coverage

Maximum Benefit Amount (USD)

Travel Accident & Insured Journey:

Common Carrier Travel Accident-International Trips

Up to USD 500,000

Common Carrier Travel Accident-Domestic Trips

Up to USD 100,00

Insured Journey Travel Accident for International Trips

Up to USD 150,000

Insured Journey Travel Accident for Domestic Trips

Up to USD 75,000

Travel Medical Benefits:

Medical Expenses (Injury or Sickness)

Up to USD 500,000

Emergency Medical Evacuation/Return of

Up to USD 500,000

Mortal Remains

Daily In-Hospital Cash Benefit

Up to USD 100 per Day

Trip Inconvenience Protection:

Trip Cancellation

Up to USD 7,500

Trip Curtailment

Up to USD 7,500

Trip Delay

For delays in excess of 4 hours, USD 300

Missed Connection

USD 300

Luggage Protection:

Common Carrier Lost Baggage

Up to USD 3,000 subject to a single item max limit of USD 625

Common Carrier Baggage Delay

For delays in excess of 4 hours, USD 300

Each insurance benefit limit described in this Guide is in United States Dollars (USD). Payment of claims will be made in local currency where required by law using the official Foreign Exchange Rates published on the date Claim payment is made.

*** Sub-limits apply for Spouse and Children on all Accident & Health Coverage benefits listed above. The sub-limit for Spouse is equivalent to 50% of all Accident & Health Coverage benefits with the exception of Travel Accident & Insured Journey where the maximum benefit is $250,000. The sub-limit for Children is equivalent to 10% of all benefits listed above with the exception of Travel Accident & Insured Journey where the maximum benefit is $10,000, a maximum of $100,000 under Medical Expenses (Injury or Sickness) and a maximum of $200,000 under Emergency Medical Evacuation/Return of Mortal Remains.

View our Insurance Policy here